Half Point Drop = Big Savings
Our rates are typically .5% below the competition’s average rate, and that seemingly minor difference can translate into significant monthly savings.
engineered to save you money
a simplified process that delivers Dramatically lower rates
Low Rates
No Gimmicks
A commitment to unbeatable rates
Say goodbye to high rates. Enjoy mortgage rates that are typically .5% lower than those offered by other lenders. Our commitment to affordability sets us apart.
Streamlined approvals
Why wait? Experience the convenience of fully underwritten pre-approvals in just one day.1 No more long, anxious waits—get a head start on securing your dream home.
Focused expertise
We work with borrowers who have credit scores above 640 and are without self-employed income. Apply today to get a better idea of how much home you’re likely to get pre-approved for!
Tech-powered efficiency
Our proprietary technology empowers us to provide a seamless and efficient mortgage experience. From application to closing, we’re with you every step of the way.
On-time guarantee2
Your time matters. We promise an on-time closing or refund you $1,940 in lender fees. Owning is here to ensure a hassle-free transition into your new home.
Same budget, more home
see the difference a low mortgage rate makes
Available from Owning
- $2000
- Loan Amount
- 5.990%
- Rate
- 6.140%
- APR
Available from most others
- $2400
- Loan Amount
- 6.742%
- Rate
- 6.911%
- APR
That’s potentially more you can afford
Value like this comes from our focus on loans under $750,000 for borrowers with credit scores above 640 and no self-reported income. Let’s find out if we’re a match!
“Perfect for this market”
Your mortgage starts here
Qualify in 5 minutes. Approval in 1 day.1
The best for your clients
Get them more for their budget.