just for agents

cross our heart

we will close on time every time1, we will over-communicate and we will offer your clients a ridiculously low rate

refer your clients to the digital mortgage

Clients can apply, get a pre-approval letter, and make an offer right away.

  • The Digital Mortgage runs automated underwriting so you can get a conditional pre-approval letter digitally after speaking with a mortgage specialist
  • Our secure MyAccount portal, makes it simple for clients to upload their documents to one safe andeasy-to-access place
  • Automation tools condense the process time and speed up the time to close.
  • Clients can explore rates without affecting their credit score

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call us anytime

Your partnership means everything to us so we setup a concierge line to get you fast assistance.

No phone tag, just straight to a mortgage specialist who is dedicated to you and your business.

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grow your business with the Owning advantage.
this is our promise to your clients.

ridiculously low rates

Your clients will thank you for saving them $$2

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fast track

We combine processing and underwriting and electronic signatures so that your clients can be clear to close in as fast as 24 hours3.

Homebuyers who upload the requested documentation within 24 hours can receive a $250 lender credit!

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on time closing guarantee

We mean what we say. Close by the original specified closing date in the purchase or refinance or your eligible clients will receive $2,000.

Click more info for important eligibility requirements & restrictions.1

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We have served more than 50,000 borrowers since 2019

Check out what they are saying about working with us:

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1. Click more info for important eligibility requirements & restrictions

2. Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Owning for current rates. Restrictions apply.

3. The Owning FastTrack provides that eligible borrowers will receive a "Clear to Close Loan Commitment" ("CTC") within twenty-four business hours from Owning's receipt of all necessary borrower documentation. Owning reserves the right to revoke this "CTC" at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within twenty-four business hours of receipt. Not eligible for all loan types or residence types. Fixed rate conventional loans on single family residences only with at least 20% down payment. Eligible for primary and second homes. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Offer not available from any d/b/a or operations that do not operate under the Owning name. $250 Closing Cost Credit is available from 5/1/22 through 11:59 PM, 12/31/22 and is applied at closing, no cash value. Not available in New York, West Virginia, Kentucky, or Texas. Restrictions apply. Contact Owning for more information.