What You Get with
|Get the agent commission back minus our service fee*|
|Concierge real estate support from licensed professionals.|
|Closing in as fast as 21 days**|
*Owning fee is $4,000
**Actual closing time may vary by applicant and subject to underwriting approval. Not all applicants will be approved. Restrictions apply. Call 833-268-2933 for disclosures and other details.
Agent commission has to be 2% or more, to ensure customer is getting a rebate.
A program designed just for you.
The Rebate It program is designed for homebuyers who already have a down payment and are looking to cut out high cost real estate agent commissions, to put a big chunk of cash back in their pocket. You can have the freedom and autonomy to do it yourself – find your dream home at your own pace and on your own time.
Owning exceeded my expectations on refinancing. I was shopping for refinancing with different lenders and was quite frustrated by all the information received. I saw Owning's zero cost commercial on KTLA and applied on their website. Got a call the next morning on a Saturday and fast forward 2 weeks, the loan was closed. I called the loan processor the very first time before it was about the close, not because I need to speak to her, but I just couldn't believe the process was that easy and smooth. Overall, the interest rate was the lowest I could find, no cost to me (the breakdown was easy to understand) and they move really fast. The loan officer and processor are both outstanding.
My husband and I wanted to refinance our home to get a lower rate and shorter term. We shopped around and received quotes from 4 other lenders, including our own bank and the bank who already had our loan, before finding Owning. Not only was Owning the lowest rate we were offered, they were much more responsive than the other lenders. We decided on doing the refinance with Owning and it was the quickest and easiest experience. Overall, I felt very comfortable throughout the process and felt like I was in good hands and was making the right choice going with Owning.
I called about two weeks ago just to find out what the current rates are. I was given a rate but I initially did not believe that we'll get it because my credit score is not perfect (it's not bad either). After giving them all the requirements, next I know is we were signing the closing docs in no time. We got a really really low APR and with no closing cost! My wife is ecstatic too because we are going to save a lot of money and we will be able to payoff our mortgage loan in a shorter time. I felt that I am not just a credit score number to them and was treated like a real person as they gave me the best rate as promised. It was too bad that we couldn't see the agent and the loan processor in person because of the pandemic that's going on in our country but it was it was still done very quickly.
My partner and I shopped around with several lenders to buy our first home. We got multiple quotes and Owning continuously matched or beat every one of them. After a few rounds of negotiation between different lenders, we ended up going with Owning and scored a great interest rate and covered all of our closing costs; when we told one of the competing lenders the deal that Owning was giving us, the competitor told us to stop wasting our time and take the deal - we weren't going to find anything better.
- How does Owning’s rebate program work?
- How much of a rebate will I receive?
- How is Owning different?
- What if I already have a real estate agent?
- How do I get started?
- What if I already found a home?
- When do I receive my rebate?
- Do I need to come to your office?
- How do I decide on an offer price?
- Are there any upfront costs to use Owning’s services?
- If I use Owning’s services and do not find a home, will I be charged?
Owning is bringing trust and simplicity to both real estate and mortgage. Our goal is to turn what are universally regarded as burdensome life events into exciting and rewarding experiences that are simple from start to finish.
© 2020 Owning Corporation. All Rights Reserved.
Owning Corporation CA DRE #02063270.
NMLS Unique Identifier #1797976.
DRE MLO Endorsement #1797976.
Licensed by the Department of Business Oversight under the
California Residential Mortgage Lending Act,