Terms and Conditions

Refinance It Program

On Loan Amount up to $510,400
15 & 30 Year Fixed - First Mortgage

Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence in California. Minimum 740 FICO credit score, 50% loan to value with no subordinate debt. If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval. Not all applicants will qualify. Minimum loan amount $100,000.

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On Loan Amount over $510,400, up to $765,600
15 & 30 Year Fixed - First Mortgage

Maximum loan amounts determined by Federal Housing Finance Agency's (FHFA) conforming loan limit for each California county.
Disclosed rate assumes a $510,400 rate and term refinance loan on an owner-occupied single family residence in California.
Minimum 740 FICO credit score, 50% loan to value with no subordinate debt. If these factors are not met, you may still qualify
and additional pricing adjustments may apply. Subject to underwriting approval. Not all applicants will qualify. Minimum loan amount $100,000.

Click here to see monthly payment