The process for getting a mortgage
Access our expert articles, tools, and resources to navigate the entire mortgage process, from application to closing, and make confident, informed decisions.
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Our fully digital mortgage process allows you to apply in minutes from any device. You can even upload key documents quickly and easily.
Tools to help with the mortgage process
Mortgage Calculators
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Full approvals in one day
Getting pre-approved before shopping for a house helps you understand your budget, strengthens your offer, and expedites the buying process
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Our fully digital application allows you to apply anytime from anywhere. After that, an expert loan officer will help guide you toward closing on your new home.
Mortgage process articles
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How to buy a house with bad credit
If you have a low credit score, you might think that you won’t be able to buy a house, but that isn’t true. While your options may be a little more limited, you can still buy a house with bad credit. There are two organizations that rank credit scores: FICO and VantageScore. Both rate on a scale of 300-850, but both take different aspects into consideration when scoring. When you are looking at your credit score, the greater the number, the better your score. …
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What are closing costs? How much do they cost?
Whether you are a first-time homebuyer looking to purchase a property or a seasoned homeowner looking to sell one, you should expect to pay closing costs. Closing costs will be a percentage of the value a home sells for. While closing costs do affect a home’s affordability, they are important in making sure that the homebuying process goes smoothly for everyone and is handled professionally. Ready to begin the home loan…
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How to buy a house in a different state
Have you thought about moving to another state? Check out our detailed guide to get more info on buying a house out of state & get pre-approved today!
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How can I get a mortgage?
How can you get a mortgage? Our detailed guide will tell you what lenders look for, the documents you’ll need & other steps. Get pre-approved today!
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APR vs Interest Rate: What are the differences?
Have you been wondering about the difference between an APR and a mortgage interest rate? Learn what they mean & how they may affect your home loan.
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Do I have to put 20% down on a house?
Are you concerned about affording a home with a large down payment? Get the facts & start your journey to a new home with a mortgage pre-approval from Owning
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Start your journey home
Getting pre-approved for a mortgage shows sellers and real estate agents that you’re serious and gives you an idea of what you’re likely to get approved for.
Get pre-approved today and begin moving towards owning your first home.