Notice to vendors wishing to do business with Owning

Only certain corporate officers of Owning have the authority to enter into contracts on behalf of the company. Employees of Owning who do not hold corporate office, including branch managers and loan originators, do not have any authority to contract on behalf of the company. Owning reserves the right to rescind any contracts entered into by an employee lacking authority and any vendor or service provider who enters into a contract with any such employee does so at their own risk.