ridiculously low rates

30-year fixed

our current
mortgage rate+


Avg monthly savings: $410

average rate


we’re not your nana’s mortgage company

and here’s why that’s good for you

low rates

low rates

We know guac is extra. With our low rates you'll still be able to afford it with your order.

digitally focused

digitally focused

Who owns a printer anymore? We've built a fully digital process so you can apply from your couch or your bathtub.

committed to fast

committed to fast

Get approved within one business day*

*Owning’s Same-Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Owning within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Owning cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Owning reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions. Owning is a DBA of Guaranteed Rate, Inc.

punch your numbers

we made a super simple mortgage payment calculator to estimate what your monthly payments might look like.

monthly payment


20% ($125,000)

See what your actual rates and monthly payments could be by answering a few questions about your unique goals.

owning made ridiculously easy

in as few as 10 minutes, your phone is all you need to own

step 1: click.


submit your application online

step 2: click.


provide some quick financial information

step 3: home.


we take care of the rest so you can find your home.

we’ve got the receipts