ridiculously low rates
30-year fixed
our current
mortgage rate+
6.500%
6.935%
Avg monthly savings: $410
competitors'
average rate
7.345%
7.78%
we’re not your nana’s mortgage company
and here’s why that’s good for you
low rates
We know guac is extra. With our low rates you'll still be able to afford it with your order.
digitally focused
Who owns a printer anymore? We've built a fully digital process so you can apply from your couch or your bathtub.
committed to fast
Get approved within one business day*
*Owning’s Same-Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Owning within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Owning cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Owning reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions. Owning is a DBA of Guaranteed Rate, Inc.
punch your numbers
we made a super simple mortgage payment calculator to estimate what your monthly payments might look like.
monthly payment
$0,000
See what your actual rates and monthly payments could be by answering a few questions about your unique goals.
owning made ridiculously easy
in as few as 10 minutes, your phone is all you need to own
click.
submit your application online
click.
provide some quick financial information
home.
we take care of the rest so you can find your home.
Everyone here was great!
My appraisal came in low and they were still able to get my refinance done! Everyone was great and took time to help with everything they could! Excellent service!
Fast and Easy
Recently decided to refi my house. I was given the contact info for Owning and made a phone call. The ball was rolling immediately. A short process and Owning did just about everything. Easiest refi experience of my life. I highly recommend them.
We recommend them!
Quick turnaround and follow-ups. Even after we closed, they are still reaching out to make sure we are all set. I’d do business with them again. Thanks, Owning!
Excellent Company, Excellent Staff
I reached out to the agent, Derek Disarro and he responded immediately! He did not waste any time! We did the application on the phone and he worked with my schedule to make sure I got it done on the same day to lock in the rate.
Quick and effective
Great pleasure to work with. I refinanced my home recently and the entire process was less than one month and the stress was minimal as my previous refi attempts. Got the best deal possible with little negotiating and back and forth. Would definitely recommend friends to refi with OWNING
GREAT!!!
The whole process was very quick and totally painless. I’ve refied 2 or 3 times before and every one was a pain but this one was fantastic. I would absolutely recommend this lender to everyone.
Smooth Process, Great Rate!
I had the pleasure of speaking with Tom about two months ago after I closed my loan for my home. I explained to him that I wanted to refinance days after I closed to take advantage of the builder credit for going with their preferred lender. He understood me and offered me a rate lower than Loan Depot.
a little bragging
