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Licensing

Nationwide Mortgage Licensing System (NMLS) ID #: 2611

Licenses can be verified at: NMLS Consumer Access

Guaranteed Rate, Inc. d/b/a Owning Disclosures and License Information

Guaranteed Rate, Inc. d/b/a Owning is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Owning will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit: https://www.consumer.ftc.gov/articles/credit-discrimination#ecor

States in which we do business, and license numbers

STATE

LICENSE #

California

4130699

Florida

MLD-1102

Texas SML Banker

LICENSED

Additional Owning Disclosure Requirements

Guaranteed Rate, Inc, d/b/a Owning is a licensed mortgage lender. Some states require specific licensing information, which is found below.

  • Guaranteed Rate, Inc - NMLS ID 2611
  • California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
  • Texas: For Texas Consumers Only:
    • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
    • THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT SML.TEXAS.GOV
    • Source: https://texreg.sos.state.tx.us/fids/201203137-2.pdf