Mortgage Process Guide & FAQs

Is this your first time going through the mortgage process? Even if it isn’t, we’ve got you. From pre-approval to closing, the team at Owning can help you through the process of getting a mortgage. Take a look at how the mortgage process works, use our mortgage calculator or start your application to begin your journey to your first home.

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Mortgage Process

Mortgage Process

How can I start the homebuying process?

Have you decided that you’re ready to start your journey to a new home?

A common first step that most homebuyers take is to get pre-approved for a mortgage. A mortgage pre-approval gives you an idea of what you’re likely to get approved for, and also shows sellers and real estate agents that you’re serious. If you have 10 minutes and some basic information, you can start the mortgage pre-approval process right now.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Owning for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Owning, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Owning, Inc.

Owning, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Owning does not provide tax advice. Please contact your tax adviser for any tax related questions.