Your owning journey, simplified

At Owning, we’re committed to making your mortgage process simple, smooth, and stress-free. With expert guidance and clear communication, we deliver a best-in-class experience every step of the way.

Our story

Founded in 2018 in Orange, CA, Owning quickly became the premier mortgage lender on the West Coast by offering an unmatched mortgage experience focused on simplicity, efficiency, and competitive pricing. Through our advanced technology and working directly with our customers, we rapidly scaled nationwide, becoming one of the fastest-growing lenders in the country.

In 2019, Owning assisted over 6,000 families, closing $2.3 billion in total volume. By 2020, we had grown to over 700 employees, helped more than 54,000 families and closed $23 billion in volume, cementing our place as a Top 20 U.S. lender. In 2021, we joined the Rate family, enhancing our capabilities while staying true to our California roots.

Today, we’re headquartered in Chicago, combining innovative technology with a team of expert mortgage specialists to deliver a seamless, stress-free experience. At Owning, we’re dedicated to helping you achieve your financial goals — on your terms.

At Owning, we put you in charge of your homeownership journey. Whether you’re purchasing a home, refinancing, or optimizing your finances, we’re here to support you every step of the way. With our industry-leading technology and unmatched customer service, we’re not just helping you achieve your goals—we’re helping you truly own them.

We’ve grown this company one satisfied client at a time. There’s no place more meaningful than home, and we’ve built an industry-leading technology platform to simplify the home financing process, making it as seamless and stress-free as possible.

Nick DePerro

President, Owning