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The process for getting a mortgage

Access our expert articles, tools, and resources to navigate the entire mortgage process, from application to closing, and make confident, informed decisions.

Mortgage pre-approval resources

12 min read

Do I have to put 20% down on a house?

Are you concerned about affording a home with a large down payment? Get the facts & start your journey to a new home with a mortgage pre-approval from Owning

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Tools to help with the mortgage process

Mortgage Calculators

Estimate monthly payments, calculate your potential savings and see how much home you can afford.

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Mortgage Rates

Rates that are typically .5% below the competition plus, no lender fees and full approvals in one day.

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Full approvals in one day

Getting pre-approved before shopping for a house helps you understand your budget, strengthens your offer, and expedites the buying process

Mortgage process articles

Start your journey home

Getting pre-approved for a mortgage shows sellers and real estate agents that you’re serious and gives you an idea of what you’re likely to get approved for.

Get pre-approved today and begin moving towards
owning your first home.