The process for getting a mortgage
Access our expert articles, tools, and resources to navigate the entire mortgage process, from application to closing, and make confident, informed decisions.
Funding at your fingertips!
Our fully digital mortgage process allows you to apply in minutes from any device. You can even upload key documents quickly and easily.
Tools to help with the mortgage process
Mortgage Calculators
Estimate monthly payments, calculate your potential savings and see how much home you can afford.
Mortgage Rates
Rates that are typically .5% below the competition plus, no lender fees and full approvals in one day.
Full approvals in one day
Getting pre-approved before shopping for a house helps you understand your budget, strengthens your offer, and expedites the buying process
Apply online today!
Our fully digital application allows you to apply anytime from anywhere. After that, an expert loan officer will help guide you toward closing on your new home.
Mortgage process articles
-
How to buy a house in a different state
Have you thought about moving to another state? Check out our detailed guide to get more info on buying a house out of state & get pre-approved today!
Learn more
-
How can I get a mortgage?
How can you get a mortgage? Our detailed guide will tell you what lenders look for, the documents you’ll need & other steps. Get pre-approved today!
Learn more
-
APR vs Interest Rate: What are the differences?
Have you been wondering about the difference between an APR and a mortgage interest rate? Learn what they mean & how they may affect your home loan.
Learn more
-
Do I have to put 20% down on a house?
Are you concerned about affording a home with a large down payment? Get the facts & start your journey to a new home with a mortgage pre-approval from Owning
Learn more
-
How to compare mortgage rates & increase purchasing power
Whether you’re a first-time homebuyer or a seasoned vet, you’ll want to get the best rate possible for your mortgage. One of the best ways to get a rate that makes the most sense for your budget is to make lenders compete for your business. Comparing mortgage rates between lenders enables you to potentially save*…
Learn more
-
Is it possible to build wealth at different phases of life?
While starting to build wealth at a young age can put you at an advantage, there’s no reason to think you can’t build your financial portfolio at any age. Whether you’re just starting out or need to get moving, there are always opportunities to set yourself up for financial success. Read through our tips on…
Learn more
Start your journey home
Getting pre-approved for a mortgage shows sellers and real estate agents that you’re serious and gives you an idea of what you’re likely to get approved for.
Get pre-approved today and begin moving towards owning your first home.