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How can I refinance my mortgage?

Expert articles, tools, and resources to help you make informed mortgage refinance decisions
and maximize your savings.

Lower your payments with a refinance!

When mortgage interest rates drop, you can replace your current mortgage with one that could save you a lot of money over the life of your loan.

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Mortgage interest rates have a big influence on your payments. Apply now and learn how refinancing to a lower rate could help you save thousands over the life of your loan.

mortgage refinance articles

  • Can you refinance a HELOC?

    Can you refinance a HELOC?

    Yes, you can refinance a HELOC.   Refinancing a HELOC can be a powerful tool to help you get the most out of tapping into your home’s equity.  A HELOC, or home equity line of credit, lets borrowers access a line of credit based on a portion of the equity they own in their home.   HELOCs work in two periods: a draw period and…

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  • What is a second mortgage?

    What is a second mortgage? How does it work?

    Second mortgages are any home loans you may have after your primary mortgage. These loans are great for borrowers who need funds for various expenses.   If you choose to get a second mortgage, you will need to pay it back alongside any primary loans you may have. Because these loans are secured by your home, you will typically tend to get access to a larger sum of money compared to…

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  • Cash-out refinance vs. home equity loans: how it works

    Cash-out refinance vs. home equity loans: How it works ​ 

    If you are a homeowner looking to tap into your home equity to fund any larger expenses you may have, you may want to consider a cash-out refinance or home equity loan.  These loans offer you an upfront lump-sum amount based on your home equity. Home equity is the difference between your home’s current value and the amount you…

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  • When Should I Refinance My Mortgage?

    When should I refinance my mortgage? ​ 

    When to refinance a mortgage depends on a borrower’s current mortgage and what they are hoping to get from it. A mortgage refinance should change an owner’s home loan in a way that benefits the borrower.  Those looking to secure a lower mortgage rate may have to wait until rates drop. If you are hoping to refinance your mortgage and tap into your home equity, you may want to wait…

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  • Happy couple talking with real estate agent while buying new home.

    Requirements to Refinance a Mortgage

    A homeowner looking to refinance a mortgage will have to meet the requirements set by lenders.  Refinancing your mortgage replaces your current home loan with one with new terms. Many borrowers choose to refinance their mortgage to get new rates or change the length of their loan. One reason borrowers refinance a mortgage is to reduce their monthly payments.  These refinance requirements are set to help protect a lender…

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  • FHA Cash-Out Mortgage Refinance Guide

    What do you need to know about an FHA cash-out mortgage refinance? Read through our detailed guide & apply for an FHA mortgage cash-out refinance today!

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Start your journey home

Getting pre-approved for a mortgage shows sellers and real estate agents that you’re serious and gives you an idea of what you’re likely to get approved for.

Get pre-approved today and begin moving towards
owning your first home.