Mortgage Pre-Approval Guide & FAQs
Did you know that the most common first step for homebuyers is to get a mortgage pre-approval? Getting pre-approved for a home loan shows sellers and real estate agents that you’re serious, and gives you a better idea of what you’re likely to get approved for. Get answers to important questions, check out our tools, and apply today to start your journey to getting a new home.
Mortgage Calculator
Mortgage Rates
Why Owning
Mortgage Pre-Approval
Basics
Mortgage Pre-Approval
Articles
14 min read
How to move out of my parents’ house & get my own mortgage
Do you want to get out of your parents house? You might be able to qualify for a mortgage! Find out how & apply today
12 min read
Do I have to put 20% down on a house?
Are you concerned about affording a home with a large down payment? Get the facts & start your journey to a new home with a mortgage pre-approval from Owning
6 min read
Mortgage Pre-Approval vs Pre-Qualification
Learn the differences between mortgage pre-approval and pre-qualification.
Can I apply for a mortgage pre-approval today?
If you’re ready to apply for a mortgage pre-approval, all you need is about 10 minutes and some basic information, and you can submit an application today.
A mortgage pre-approval essentially shows that you’re capable of securing a mortgage. Sellers and real estate agents know to look for buyers who have a pre-approval, so why not put yourself in a better position to negotiate from the start? Apply today and get moving sooner rather than later.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Owning for current rates and for more information.
All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Owning, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Owning, Inc.
Owning, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Owning does not provide tax advice. Please contact your tax adviser for any tax related questions.