Half Point Drop = Big Savings

Our rates are typically .5% below the competition’s average rate, and that seemingly minor difference can translate into significant monthly savings.

engineered to save you money

a simplified process that delivers Dramatically lower rates

Low Rates
No Gimmicks

A commitment to unbeatable rates
Say goodbye to high rates. Enjoy mortgage rates that are typically .5% lower than those offered by other lenders. Our commitment to affordability sets us apart.

Streamlined approvals
Why wait? Experience the convenience of fully underwritten pre-approvals in just one day.1 No more long, anxious waits—get a head start on securing your dream home.

Focused expertise
We work with borrowers who have credit scores above 640 and are without self-employed income. Apply today to get a better idea of how much home you’re likely to get pre-approved for!

Tech-powered efficiency
Our proprietary technology empowers us to provide a seamless and efficient mortgage experience. From application to closing, we’re with you every step of the way.

On-time guarantee2
Your time matters. We promise an on-time closing or refund you $1,940 in lender fees. Owning is here to ensure a hassle-free transition into your new home.

Same budget, more home

see the difference a low mortgage rate makes

per month

Available from Owning

Loan Amount

Available from most others

Loan Amount

That’s potentially more you can afford

Value like this comes from our focus on loans under $750,000 for borrowers with credit scores above 640 and no self-reported income. Let’s find out if we’re a match!

Your mortgage starts here

Qualify in 5 minutes. Approval in 1 day.1

The best for your clients

Get them more for their budget.