Half Point Drop = Big Savings

Our rates are typically .5% below the competition’s average rate, and that seemingly minor difference can translate into significant monthly savings.

engineered to save you money

a simplified process that delivers Dramatically lower rates

Low Rates
No Gimmicks

A commitment to unbeatable rates
Say goodbye to high rates. Enjoy mortgage rates that are typically .5% lower than those offered by other lenders. Our commitment to affordability sets us apart.

Streamlined approvals
Why wait? Experience the convenience of fully underwritten pre-approvals in just one day.1 No more long, anxious waits—get a head start on securing your dream home.

Focused expertise
We work with borrowers who have credit scores above 640 and are without self-employed income. Apply today to get a better idea of how much home you’re likely to get pre-approved for!

Tech-powered efficiency
Our proprietary technology empowers us to provide a seamless and efficient mortgage experience. From application to closing, we’re with you every step of the way.

On-time guarantee2
Your time matters. We promise an on-time closing or refund you $1,940 in lender fees. Owning is here to ensure a hassle-free transition into your new home.

Same budget, more home

see the difference a low mortgage rate makes

per month

Available from Owning

$2000
Loan Amount
6.125%
Rate
6.318%
APR

Available from most others

$2400
Loan Amount
6.934%
Rate
7.152%
APR

That’s potentially more you can afford

Value like this comes from our focus on loans under $750,000 for borrowers with credit scores above 640 and no self-reported income. Let’s find out if we’re a match!

Your mortgage starts here

Qualify in 5 minutes. Approval in 1 day.1

The best for your clients

Get them more for their budget.