Mortgage Refinance Tools, Tips & FAQs

What are the types of mortgage refinancing?

Can you refinance a fixed-rate mortgage?

How could I lower my mortgage payment by refinancing?

8 min read

How can I reduce the length of my mortgage term?

Do you want to pay off your mortgage a little quicker? One option to get a shorter mortgage term is to refinance. Get more tips & apply today

12 min read

Can I refinance my mortgage with bad credit?

How to refinance my mortgage with bad credit Despite common belief, bad credit doesn’t necessarily prevent you from refinancing your mortgage. Lower credit scores may pose difficulties, but various alternatives and strategies can help you. Lenders check credit scores, income, job stability, debt-to-income ratio, and home equity when you apply to refinance. So, even with…

10 min read

How does a cash-out refinance work?

How does a cash-out refinance work? Get the answers you need on the benefits and key details about a cash-out refi, and apply with Owning today!

Can I start the refinance process today?

Are you ready to see if a refinance is the right move for you? If you want to see if you can lower your payment, shorten your mortgage term, or take cash out of your home, a mortgage refinance might be the right move. Start with our application and our mortgage experts will work with you to see if a refinance helps you achieve your financial goals.

Start My Mortgage Refinance

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Owning for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Owning, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Owning, Inc.

Owning, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Owning does not provide tax advice. Please contact your tax adviser for any tax related questions.

Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Owning, Inc. for current rates. Restrictions apply.